Micro Biz Financing (MBF)

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Facilitate the business growth and eventual success of local micro-enterprises.

Financing Amount (cheque icon)

Financing Amount

Up to RM200,000

Percentage icon (Financing rate)

Financing Rate

  • 2% p.a. on monthly rest for micro-businesses
FInancing rate (pie chart icon)

Margin of Financing

Up to 100%

Financing item (list icon)

Financing Item

  • Working capital
Financing Tenure (calendar icon)

Tenure

Up to 5 years

Eligibilty (checkmark icon)

Eligibility

  • Registered with SSM/local authorities/agencies/professional  bodies.
  • Annual Sales or Turnover more than RM125,000
  • At least 60% equity/ownership held by Malaysian
  • Possess a valid business licence issued by local authority
  • Minimum 24 months in operations
  • Micro enterprise with Micro SME Certificate from SME Corp
  • All sectors except primary agriculture, financial services, real estate and insurance

Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.

Basic Required Documents

  1. Valid business license
  2. CTC company form
  3. CTC IC copy for all director/shareholders (front & back)
  4. 6 months bank statement
  5. Latest annual return
  6. Latest 3 years audited financial statement
  7. Draft/latest management account

Note: Additional documents may be requested for credit assessment if necessary.​

Financing Calculator

Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.

Let’s drive your business forward

We will provide strategic solutions and guide you with getting the right financing tailored to your needs.

MIDF Contact Us