≤4%
≤100%
≤25 years
≤RM20mil
Only applicable for businesses in manufacturing and services and manufacturing-related service industry with at least 51% Malaysian ownership.
Question 1 of 5
How Big Is Your Company?
Question 2 of 5
What Is The
Percentage Of
Malaysian Ownership?
Question 3 of 5
Which Sector Are You In?
Question 4 of 5
How Long Has Your Business Been In Operation?
Question 5 of 5
What Do You Need Financing For?
Solutions For You
You Selected:
Disclaimer: The information shown is indicative and for illustration only. MIDF does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above do not represent an offer or approval of financing. All applications for financing are subject to MIDF’s credit evaluation and approval.
Small & Medium-sized Enterprises (SMEs) in Malaysia are businesses with annual sales capped at RM50 million or a maximum of 200 full-time employees in the manufacturing sector, and annual sales under RM20 million or not more than 75 full-time employees in the services sector.
To qualify for SME financing with MIDF, your business must be at least 51% Malaysian-owned. In addition, your business should have an annual sales turnover of more than RM200,000 and operate within the manufacturing or services sectors, including manufacturing-related services.
MIDF offers highly competitive financing rates starting as low as 2%. The rate may vary depending on your business needs and the specific financing package you choose. Our goal is to provide affordable financing solutions that help SMEs grow without heavy financial burdens.
Yes, you can apply for MIDF’s financing schemes online. To explore your online financing options and start your application, please visit: MIDF Financing Application.
Approval typically takes approximately one month after the submission of complete documents and information. However, the approval timeframe for MIDF's SME financing can vary depending on several factors, including:
Completeness of documentation: Ensuring all required documents are submitted accurately and promptly can expedite the process.
Complexity of the application: Larger financing amounts or specialised options, along with your business's financial performance (such as revenue, profitability, and debt-to-equity ratio), may require additional review and analysis, potentially affecting the approval timeframe.
No, while MIDF offers various financing schemes, most are designed for businesses with at least 51% Malaysian ownership. For more information, please visit the "Business Financing" section of MIDF's website: MIDF Business Financing. Here, you can use filters to explore schemes that match your ownership structure and other criteria.
We will provide strategic solutions and guide you with getting the right financing tailored to your needs.